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The Full Circle of an ORT Education


Luci, far left, with other ORT students at the ORT Almagro campus.

Argentina is home to the largest Jewish community in Latin America, with more than 200,000 in Buenos Aires alone. Since 1936, ORT Argentina has been the shining star of both the Jewish community and Argentine educational system; today, it serves more than 80 percent of all Jewish students in the city, at campuses in Almagro and Belgrano.

But like many institutions, it has been hit hard by the country's economic travails, and more students find that they need scholarships to afford tuition. ORT America donors have answered the call, raising hundreds of thousands of dollars to support these students.

This past summer, 20 ORT America ORTists traveled to Buenos Aires to experience ORT Argentina firsthand—included was Leandro Margulis, an alumnus of ORT Argentina. It was a wonderful visit, and everyone had an opportunity to fully understand the challenges facing the Argentine Jewish community and to kvell in the accomplishments of the ORT students and schools.

A Circle of Support
One example of the difference ORT makes is Lucia, or "Luci," as she likes to be called, a fourth-year student at the Almagro campus who was one of the student guides.

During the visit, the group had the opportunity to meet with Anna, a grandmother, about how ORT Argentina has been a godsend to her family. A few years ago, Anna's daughter and son-in-law were killed in a car accident, leaving her to raise her three granddaughters. To ensure they received a Jewish education, Anna knew to reach out to the ORT Almagro campus. Since then, ORT Argentina has provided financial, emotional and social support for the family.

Through her tears, Anna shared how her oldest granddaughter is now one of the top students in the computer science track, and how she hoped that her sisters would follow in her footsteps.

At that moment, Luci walked into the room and gave Anna a big hug. The "aha" moment hit everyone at the same time—the completing of the circle from an ORT supporter, to an ORT school, to a family benefiting from an ORT program—in one virtuous cycle of support, love and success.

The circle doesn't end there; at the end of our visit, Luci asked if there was anyone she could network with in the United States who was involved in the high-tech industry. Everyone turned and looked to Leandro. He was thrilled to connect with and mentor Luci as an ORT Argentina alumnus, a successful businessman and an ORTist.

Circles begun, circles completed—this is what supporting an ORT education creates—anywhere in the world that an ORT program exists.

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FINANCIAL INFO Privacy Policy Terms Site Map © ORT America, 75 Maiden Lane, 10th Floor, New York, NY 10038
212.505.7700 | 800.519.2678 |

A charitable bequest is one or two sentences in your will or living trust that leave to ORT America a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, [name], of [city, state ZIP], give, devise and bequeath to ORT America [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to ORT America or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to ORT America as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to ORT America as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and ORT America where you agree to make a gift to ORT America and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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